V0132107

Computer software for processing electronic payments and for transferring funds to and from others; authentication software for controlling access to and communications with computers and computer networks; magnetically encoded credit cards and payment cards.

Reconciliation of financial information on behalf of others; reconciliation of financial transactions; financial auditing.

Financial services, namely electronic funds transfer; payment and financial services, namely credit card services, issuing credit cards and lines of credit, processing and transmission of bills and payments thereof, bill payment services with guaranteed payment delivery, brokerage of money market funds, all conducted via a global communications network; credit card and debit card transaction processing services; reimbursement of funds for disputed items in the field of electronic payment purchases; providing purchase financial protection services for goods and services purchased by others via a global computer network and wireless networks; credit card transaction processing services; credit services, namely providing revolving credit account services; bill payment services; providing electronic mobile payment services for others; credit card and payment processing services; electronic foreign exchange payment processing; clearing services for payment transactions.

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable authentication software for controlling access to and communications with computers and computer networks; platform as a service (PaaS).